Investing for Success

PHILOSOPHY

Clarity, observation and discernment are the core of our investment philosophy. At Futurago, we invest in quality, undervalued companies with an unhindered vigilance and adherence to our investment plan. We highly leverage two powerful investment tools - volatility and Strategic Cost Averaging™. Diversification is essential, but over-diversification can equally dilute a portfolio’s ability to grow over time. Our equity selections are primarily rooted in risk-adjusted return.

Our investment philosophy encompasses the following evaluation criteria:

• Invest in companies over time, not the "stock market"
• Diversification, not over-diversification
• Long-Term Trends
• Dividends
• Follow companies, not benchmarks

STRATEGY

We invest in companies and industries, not in the stock market. This perspective allows us to capitalize on market pullbacks due to other investors’ fear or greed-based investing. Our strategy looks to increase our positions in companies with strong fundamentals and attractive growth opportunities. Fundamental investment principles and analysis drive our strategy. We do not attempt to time the market, but rather invest in strong companies over time. To accomplish this, we utilize Strategic Cost Averaging™ and portfolio rebalancing on a continual basis.

Our portfolio construction approach is based on clear fundamentals:

• Extensive market research
• Top-down and bottom-up analysis
• Portfolios construction of 25 to 35 companies
• Invest in secular and cyclical trends
• Initial investment maximum of 5% in any one company
• Hedging portfolio holdings when appropriate
• Utilize a global allocation

FLEXIBILITY

Through vigilance and an adherence to our philosophy and strategy, we gain the flexibility needed to buy more of the companies we want to own when they go “on sale.” This flexibility permits us to respond to uncertainty and market opportunities in a timely and cost-effective manner. Our proactive portfolio management allows for adjustments based on unforeseen changes in the economy and/or with the businesses we own.

TRANSPARENCY

Our clients understand what they own and why they own it. It sounds simple, but most investors lack clarity in these basic investment facts. We help our clients understand the quality of their assets, helping to increase their confidence and gain further clarity in their investments. We believe it is the investment clarity that allows investors to "stick to the knitting" during stock market volatility. Additionally, our clients have the ability to closely monitor their own portfolios. Futurago does not house any assets and does not serve as a custodian of any securities.